I don't think anyone else has mentioned this, so I apologize if it has already been brought to your attention. If your Int modifier would reduce your skill points below 1, you should still receive at least 1 skill point each level. However, in Hero Lab, if you take a class (such as Fighter) which receives 2 skill points per level, and have a -2 Int modifier, you receive no skill points. Even more disturbing, if you have a -3 Int modifier, it shows that you have 67292 skill points left...lol! Just thought you might want to be aware of that, if you aren't already.