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A .stock file is equivalent to a .por file.
Stock portfolios are standard portfolios. They contain one or more characters that the user is expected to import into his current portfolio. The key difference between stock portfolios and user-created portfolios is their placement and filename. Stock portfolios must reside in the data folder along with all the data files for the game system. They must also possess a ".stock" file extension.
This distinction accomplishes two goals. First of all, the files are kept separate from normal user-created portfolios, both based on filename and location. Secondly, the files can be readily identified and included when packaging up your data files for sharing with others.
You can use HL to create a stock portfolio. The default file extension used for portfolios is ".por", but you can simply specify a file extension of ".stock" when saving the file. After that, you can open it and manipulate it normally within HL.