Senior Member
Join Date: May 2013
Posts: 1,458
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Quote:
Banks (some, at least), offer you the option to turn off the overdraft convenience, but not all. Still, if you have direct deposit, and your debit card is linked to that account, then even if they don't get much today, they could get more on payday. Any individual's level of risk depends on how they've configured their accounts. |
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#101 |
Senior Member
Join Date: Jan 2016
Location: Adelaide, Australia
Posts: 2,294
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Yeah i have that option turned off.
Realm Works - Community Links Realm Work and Hero Lab Videos Ream Works Facebook User Group CC3+ Facebook User Group D&D 5e Community Pack - Contributor General Hero Lab Support & Community Resources D&D 5e Community Pack - Install Instructions / D&D 5e Community Pack - Log Fault / D&D 5e Community Pack - Editor Knowledge Base Obsidian Obsidian TTRPG Tutorials |
#102 |
Senior Member
Join Date: Oct 2011
Posts: 6,793
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I live in a poor neighborhood and have had my cards stolen several times in the last 2 years. The bank always turns them off when there is a series of suspicious purchases (the theives around here seem to favor running from one Wal-Mart to the next), then returns the disputed charges. Maybe I just have a particularly generous bank though.
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#103 |
Senior Member
Join Date: Jan 2016
Location: Adelaide, Australia
Posts: 2,294
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I have a meth lab across the road and an illegal chicken farm two houses down... but it sounds you like should move
Realm Works - Community Links Realm Work and Hero Lab Videos Ream Works Facebook User Group CC3+ Facebook User Group D&D 5e Community Pack - Contributor General Hero Lab Support & Community Resources D&D 5e Community Pack - Install Instructions / D&D 5e Community Pack - Log Fault / D&D 5e Community Pack - Editor Knowledge Base Obsidian Obsidian TTRPG Tutorials |
#104 |
Senior Member
Join Date: Sep 2007
Posts: 136
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Do you get fresh eggs for not turning them in?
Paul "Yes that Paul" Grosse PCGen BoD - PR Silverback Forums: Nylanfs (or Nylan) Hero Lab Shadowrun 4E & 5e user |
#105 |
Senior Member
Join Date: Jan 2016
Location: Adelaide, Australia
Posts: 2,294
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With a side of fried rat
Realm Works - Community Links Realm Work and Hero Lab Videos Ream Works Facebook User Group CC3+ Facebook User Group D&D 5e Community Pack - Contributor General Hero Lab Support & Community Resources D&D 5e Community Pack - Install Instructions / D&D 5e Community Pack - Log Fault / D&D 5e Community Pack - Editor Knowledge Base Obsidian Obsidian TTRPG Tutorials |
#106 |
Senior Member
Join Date: May 2013
Posts: 1,458
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Quote:
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#107 |
Senior Member
Join Date: Oct 2011
Posts: 6,793
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#108 |
Senior Member
Join Date: May 2013
Posts: 1,458
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Quote:
I've had friends who've had to borrow money from me just to be able to eat until they got their accounts sorted out and got those refunds from their bank. It was much more of a process for them |
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#109 |
Senior Member
Join Date: Oct 2014
Location: Chicago, IL
Posts: 1,690
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In the US banks are required to refund fraudulent charges. That's the law. However they can dispute and investigate charges to confirm whether they are fraudulent and that can take a while. Chase took 8 months to confirm some charges on my card were indeed fraudulent and return my money. The letter from a lawyer may or may not have spurred them along.
When making an online purchase try to stick to vendors you trust and verify that their security certificates are valid. Generally speaking trustworthy online vendors will have done their due diligence and will do things in the accepted standard manner. my Realm Works videos https://www.youtube.com/channel/UCZU...4DwXXkvmBXQ9Yw |
#110 |
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