There was an issue with Bretonians- the new data file bugs for me, something about core.abz- anyway, haven't updated on my laptop, so its the older version but long story short:
Multiplier'ed Virtues add points costs to army costs, but doesn't reduce the cost of leftover magic item points for characters... i.e. the paladin paying 20 points for a second Virtue of Empathy still has 40 points left for magic items, instead of 30.
Multiplier'ed Virtues add points costs to army costs, but doesn't reduce the cost of leftover magic item points for characters... i.e. the paladin paying 20 points for a second Virtue of Empathy still has 40 points left for magic items, instead of 30.