Found my first possible issue, I think.
1st level, Fighter/Monk
2nd level, Monk/Ninja
Looking at my saves, they are at +3 fort, +3 Will and +5 reflex, when it should be +4. the +2 from Monk 1, and +2 from Ninja 1. BAB is +1 which should be +2 if you are going by when the class gets a +1, but correct if you were using the .5/.75/1 variant for 1/2 3/4 and full BAB calculations.
Only just started poking around, though.
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