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I bought Hero Lab to help me create a Pathfinder character because I'm new to the game and thought it would help to have the customizations automated. Because I didn't fully understand all the PF nuances or the way Hero Lab works, it was a while before I realized that all of my dex-based skills were being hit with armor check penalties.
I tried removing encumbrance, removing coin weight, and even ignoring armor check penalty altogether, but the penalties to the skills still remained.
Then I tried creating a brand new character, and realized that even before I selected a class, race, or added any gear, the dex-based skills already showed armor check penalties applied.
What setting am I missing? This is driving me crazy.
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