Lone Wolf Development Forums  

Go Back   Lone Wolf Development Forums > Hero Lab Forums > Hero Lab Discussion

Notices

Reply
 
Thread Tools Display Modes
EightBitz
Senior Member
 
Join Date: May 2013
Posts: 1,034

Old September 13th, 2017, 07:17 PM
Quote:
Originally Posted by daplunk View Post
To be fair... if someone hacks my debit card they won't get much either
This may have changed, but with U.S. banks, the default settings for a debit card were that a bank would let it go into overdraft to offer you the "convenience" of completing your purchase. One fraudulent charge, if you don't catch it in time, could cost you hundreds of dollars in overdraft fees from the bank, and bounced-payment fees from the vendor.

Banks (some, at least), offer you the option to turn off the overdraft convenience, but not all. Still, if you have direct deposit, and your debit card is linked to that account, then even if they don't get much today, they could get more on payday.

Any individual's level of risk depends on how they've configured their accounts.

Treasure to the Community
(No, really. Motion made, motion carried and motion passed.)

RWExport-To-HTML
Transforms .rwoutput files to HTML or Word.

RedactDescriptions
Redact descriptions from your authored and edited Hero Lab files.

Dresden Files RPG for Hero Lab
On GitHub. I never got around to doing this in a manner where you can add it as a source.
EightBitz is offline   #101 Reply With Quote
daplunk
Senior Member
 
Join Date: Jan 2016
Location: Adelaide, Australia
Posts: 1,647

Old September 13th, 2017, 07:35 PM
Yeah i have that option turned off.

Realm Works - Community Links
Realm Work and Hero Lab Videos
Ream Works Facebook User Group
Realm Works - Community Content List

D&D 5e Community Pack - Contributor
General Hero Lab Support & Community Resources
D&D 5e Community Pack - Install Instructions / D&D 5e Community Pack - Log Fault / D&D 5e Community Pack - Editor Knowledge Base
daplunk is offline   #102 Reply With Quote
Aaron
Senior Member
Lone Wolf Staff
 
Join Date: Oct 2011
Posts: 6,115

Old September 14th, 2017, 05:38 AM
I live in a poor neighborhood and have had my cards stolen several times in the last 2 years. The bank always turns them off when there is a series of suspicious purchases (the theives around here seem to favor running from one Wal-Mart to the next), then returns the disputed charges. Maybe I just have a particularly generous bank though.
Aaron is offline   #103 Reply With Quote
daplunk
Senior Member
 
Join Date: Jan 2016
Location: Adelaide, Australia
Posts: 1,647

Old September 14th, 2017, 05:56 AM
I have a meth lab across the road and an illegal chicken farm two houses down... but it sounds you like should move

Realm Works - Community Links
Realm Work and Hero Lab Videos
Ream Works Facebook User Group
Realm Works - Community Content List

D&D 5e Community Pack - Contributor
General Hero Lab Support & Community Resources
D&D 5e Community Pack - Install Instructions / D&D 5e Community Pack - Log Fault / D&D 5e Community Pack - Editor Knowledge Base
daplunk is offline   #104 Reply With Quote
nylanfs
Senior Member
 
Join Date: Sep 2007
Posts: 123

Old September 14th, 2017, 06:16 AM
Do you get fresh eggs for not turning them in?

Paul "Yes that Paul" Grosse
PCGen BoD - PR Silverback
Forums: Nylanfs (or Nylan)

Hero Lab Shadowrun 4E & 5e user
nylanfs is offline   #105 Reply With Quote
daplunk
Senior Member
 
Join Date: Jan 2016
Location: Adelaide, Australia
Posts: 1,647

Old September 14th, 2017, 06:45 AM
With a side of fried rat

Realm Works - Community Links
Realm Work and Hero Lab Videos
Ream Works Facebook User Group
Realm Works - Community Content List

D&D 5e Community Pack - Contributor
General Hero Lab Support & Community Resources
D&D 5e Community Pack - Install Instructions / D&D 5e Community Pack - Log Fault / D&D 5e Community Pack - Editor Knowledge Base
daplunk is offline   #106 Reply With Quote
EightBitz
Senior Member
 
Join Date: May 2013
Posts: 1,034

Old September 14th, 2017, 08:29 AM
Quote:
Originally Posted by Aaron View Post
I live in a poor neighborhood and have had my cards stolen several times in the last 2 years. The bank always turns them off when there is a series of suspicious purchases (the theives around here seem to favor running from one Wal-Mart to the next), then returns the disputed charges. Maybe I just have a particularly generous bank though.
If you've been the victim of this sort of thing, why were you saying you've never heard of it being dangerous?

Treasure to the Community
(No, really. Motion made, motion carried and motion passed.)

RWExport-To-HTML
Transforms .rwoutput files to HTML or Word.

RedactDescriptions
Redact descriptions from your authored and edited Hero Lab files.

Dresden Files RPG for Hero Lab
On GitHub. I never got around to doing this in a manner where you can add it as a source.
EightBitz is offline   #107 Reply With Quote
Aaron
Senior Member
Lone Wolf Staff
 
Join Date: Oct 2011
Posts: 6,115

Old September 14th, 2017, 08:43 AM
Quote:
Originally Posted by EightBitz View Post
If you've been the victim of this sort of thing, why were you saying you've never heard of it being dangerous?
Because you and I have different thresholds for what we consider dangerous, I suppose.
Aaron is offline   #108 Reply With Quote
EightBitz
Senior Member
 
Join Date: May 2013
Posts: 1,034

Old September 14th, 2017, 08:50 AM
Quote:
Originally Posted by Aaron View Post
Because you and I have different thresholds for what we consider dangerous, I suppose.
How about "potentially dangerous," then? The fall-out may be minimal or negligble in some situations, and it may prevent people from being able to buy food and medicine in others. Not all incidents are as easily resolved as yours.

I've had friends who've had to borrow money from me just to be able to eat until they got their accounts sorted out and got those refunds from their bank. It was much more of a process for them

Treasure to the Community
(No, really. Motion made, motion carried and motion passed.)

RWExport-To-HTML
Transforms .rwoutput files to HTML or Word.

RedactDescriptions
Redact descriptions from your authored and edited Hero Lab files.

Dresden Files RPG for Hero Lab
On GitHub. I never got around to doing this in a manner where you can add it as a source.
EightBitz is offline   #109 Reply With Quote
kbs666
Senior Member
 
Join Date: Oct 2014
Location: Chicago, IL
Posts: 831

Old September 14th, 2017, 09:08 AM
In the US banks are required to refund fraudulent charges. That's the law. However they can dispute and investigate charges to confirm whether they are fraudulent and that can take a while. Chase took 8 months to confirm some charges on my card were indeed fraudulent and return my money. The letter from a lawyer may or may not have spurred them along.

When making an online purchase try to stick to vendors you trust and verify that their security certificates are valid. Generally speaking trustworthy online vendors will have done their due diligence and will do things in the accepted standard manner.

my Realm Works videos
https://www.youtube.com/channel/UCZU...4DwXXkvmBXQ9Yw
kbs666 is offline   #110 Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -8. The time now is 04:17 PM.


Powered by vBulletin® - Copyright ©2000 - 2017, vBulletin Solutions, Inc.
wolflair.com copyright ©1998-2016 Lone Wolf Development, Inc. View our Privacy Policy here.