The kundala has access to spell levels 1-4. The matrix has it set up for 0-3. That first column is 0, not 1.
The matrix in hero lab starts at 0 for level 1 and ends at 19 for level 20. It is confusing but how all the classes seem to work.
I see the confusion now. Illyahr is referring to the columns here, not the rows. I'll make the adjustment. Thanks, Illyahr.