[zarlor]

But neither is gaining a Hindrance, yet it's the standard mechanic for adding a post-creation Hindrance so it's already part and parcel of how the Advancement mechanic is actually used. Arguably the better method would be to add it to the Permanent Adjustments mechanic (such that you can select the Hindrance or one of these other Effects directly from there without having to add points for it first) or on the In-Play tab in much the same way. For now, though, Advancement is where Hero Lab has it set to work for Hindrances which is why I suggested following suit there for consistency sake.