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Our group has the "official" version of their characters built within my Hero Lab; I'm the only one with the entire program.
One of them is on disability, and essentially has zero extra income; another player doesn't even have a computer of his own...
Within classic, I have a portfolio for the Heroes.
Usually 4-6 characters.
I load a portfolio with the bad guys, for a given encounter.
We were using the Tactical Console, and dice.
We are in the transition of using d20Pro's VTT for this (still a Face-to-Face game, with real dice rolls).
The VTT will be the initiative tracker, and a visual representation of the assorted battlemaps (and Realm Works, for handouts -- via Player View, and behind the scenes campaign management).
Dice rolls will still be done.
Characters will still be made and leveled up within HL.
The extra step will be importing them to d20Pro, with relative defenses and hit points being the only really relevant details.
For HLO, can I manage (mechanically track buffs, class features, etc) the entire party and have group buffs applied appropriately, etc?
Another concern is the credit card only; I don't use credit cards, but would a Visa Debit Card work?
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