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Really?
The dwarves use coins denominated in the pence shilling and pound sterling at a 12 to 20 to 1 ratio.
The elves use the standard cp, sp and gp.
The two races hate each other and their money is not directly negotiable.
The humans have two kingdoms. One favors the dwarves and the other favors the elves. Each has a currency that mirrors the currency of their favored race. Elven currency can be exchanged for human currency of the appropriate type at a slight, but variable, surcharge and the same for the dwarven.
The two human kingdoms do trade and their currencies do interchange but the values are also variable as the balance of trade varies and quite often the coins are simply melted as precious metal.
Now expand the model to say a dozen different currency creating bodies.
Now about that simple chart of exchange rates?
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