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We're far enough into the process that I can tell you how you'll be able to implement these house rules, now.
For #1, it'll be pretty simple - normally, you're allowed to keep up to 7 points of karma from character creation for later use. So what you'll do is to add an adjustment on the Permanent Adjustment table on the Personal tab - "Karma reserve allowed", and set that to +6. Then, you can reserve 13 karma for later without getting an error message, and then as soon as you lock your character for advancement, spend them on initiation.
#2 won't be as simple, but it will be workable. There will be adjustments on the Permanent Adjustments table that can affect each of the limits set by the priority system. So, you can apply the A,B,C,D,and E priorities as normal, then calculate how the totals they offer differ from the totals granted by the priorities you would have purchased, and use adjustments to correct the amount allowed in each category.
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