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Just a quick question about the ACP and bucklers. I'm putting together a rapier + buckler wielding bard at the moment. With DEX 16 and Weapon Finesse, at 1st level, the character has a +3 to attack with the rapier.
If I activate the buckler in her off hand, because of the -1 ACP of the buckler, her attack drops to +2. Is this correct? I understood that the ACP only applied to attacks if the character didn't have the appropriate shield/armour proficiency, but as a bard, she should automatically have "Shield Proficiency".
A similar penalty doesn't occur to any other shield-using class that I can see (fighters, clerics, etc) - have I missed some subtle rule thing here, or is it an actual bug?
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