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hero.isminion
is only asking how you added this character - it's a 1 if this character was added as a minion of another character, like an animal companion or a familiar, and 0 if it's a top-level character, which would normally be how you'd enter a monster.
However, it's also = 1 for a guard dog or a warhorse bought on the Other tab, and in those cases, you do want to enforce the INT <= 2 rule.
There are specific hero tags for animal companion and familiar - keep looking. You'll want to look in the Develop menu...Show Hero Tags while you're looking at a familiar and then at an animal companion, and compare those lists to a warhorse bought on the Other tab, and to an animal that's added as a plain old monster.
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