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I don't know about "more important".. I would say that the current Money mechanism sometimes makes surprising automated choices. Some of that is probably just that users are paying less attention to the specific coins being used until they hit a spot where they suddenly can't complete a purchase easily because the coin types no longer match (if I recall correctly, typically on things that are priced in mixed coinage {ex. 1gp + 1sp} ).
I can't say it comes up often .. but when it does, it stands out and can break the flow of creating or equipping a character.
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