I'm at a loss at what you are saying. In the latest version, if you buy a broad skill it takes the points away if you pick a specialty skill it shows up as rank 0 but no points are taken away, not until you put 1 rank into that specialty which at that point the points are then taken away and not before. If they are being taken away when you pick a specialty at rank 0, you might have a glitch and maybe you might try to redownload the game again.
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