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    Where to Find an Attorney for Specific Legal Advice Take out a credit-builder loan. The lender, typically a credit union or small bank, holds the full amount while you make payments over time. Once you've paid the loan in full, you get the lump sum. This type of loan helps you build a history of on-time payments while accumulating funds that can be used for an emergency or other savings goal. There are other solutions when you need rental assistance, whether for a short- or long-term need. The first thing you need to do, however, is to review or create your monthly budget to make sure that you’re not spending too much on housing and that you’ll be able to pay back any money you may decide to borrow (or that you’re currently behind on). You have the right to be present when the landlord inspects your rental unit for damages at the end of your lease, if you notify the landlord by certified mail at least 15 days prior to moving of your intention to move, the date of moving, and your new a

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